Disclaimer

Last updated: 28 October 2026.

Galla Ganit publishes general information about Card and UPI payment processing fees for Indian MSMEs: MDR on cards, zero-charge RuPay debit and small UPI payments, the 2026 UPI MDR framework, wallet and credit-on-UPI charges, POS and soundbox rental versus purchase, payment gateways and aggregators, settlement, chargebacks, tokenisation, PCI DSS, GST on fees and surcharging for readers in India. It is not a bank, insurer, broker, law firm, tax adviser or healthcare provider, and it does not sell or arrange any product or service.

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Accuracy

We work to keep information accurate and current, but laws, rates, prices and product terms change frequently and may differ by region and provider. Always verify figures and conditions with the provider or the official source linked in each guide.

Estimates

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